Frequently Asked Questions

Chiedza Capital is a registered Credit-Only Microfinance Institution offering short to medium-term loans. Our goal is to empower individuals and small businesses by providing accessible and affordable credit solutions.

Chiedza Capital (Private) Limited is a Zimbabwean microfinance institution dedicated to promoting financial inclusion. We provide flexible and transparent loan products to help clients grow their businesses, meet personal needs, and improve their livelihoods. We value integrity, efficiency, and customer satisfaction.

Our head office is located at 90 The Chase, Emerald Hill, Harare. We are also reachable via WhatsApp 0780303006.

• Monday to Friday: 8:00 a.m. – 4:30 p.m.
• Saturday: 8:30 a.m. – 12:00 p.m.
• Sunday & Public Holidays: Closed

You can apply by visiting our offices, or sending us WhatsApp calling our customer service line, or submitting an online loan application form.

We offer the following loan products:

• Personal Loans
• Business Loans
• Salary-Based Loans.
• Agricultural Loans

Once all required documents are submitted, approval typically takes 12 to 24 hours, depending on the completeness of your application and verification process.

The minimum USD 50 and maximum USD 5,000 subject to approval.

Yes.

Repayments can be made through:

• Bank transfers
• Mobile money platforms (EcoCash or OneMoney)
• Direct deposit at our offices or designated agents

Yes, Every client receives a detailed repayment schedule showing Installment amounts, due dates, and interest calculations. This helps you plan and stay on track with payments.

Yes. Late repayments attract a penalty fee as specified in your loan agreement. This encourages timely repayment and ensures fairness across all clients.